E-banking and m-banking came to be prominent when PM Narendra Modi-led administration declared demonetization openly. These facilities were much utilized ever since the escape of the coronavirus pandemic. This network evolved extremely well-known as it averted a layer of direct connection.
The m-banking system needs a UPI ID associated with a valid mobile number. Transactions in m-banking got further facilitated when the users could reimburse money by merely scanning the QR code. There are quite a few independent m-banking apps like Paytm, Google Pay, and Phone Pe, among many others. Asunder or apart from these apps, each bank has commenced giving rise to its app, including them-banking and wallet facility. SBI Bank has the YONO app, while the ICICI bank has a mobile app.
The Bank of Baroda has arisen with a distinct means of transaction. It has inaugurated a WhatsApp banking service for people’s comfort. This service can be utilized by both customers and non-customers of the bank.
To avail of this facility, an individual must save the WhatsApp number ‘8433 888 777’ of Bank of Baroda in their contacts and send a ‘hi’ message to the number.
The bank will extend a spectrum of services, encompassing an offset inquiry, cheque status analysis, mini statement, data on the bank’s product and services, cheque book request, and blocking of a debit card.
One of the substantial advantages of this service is that a person does not require any supplementary app to utilize the facility. Moreover, this service is available 24*7, so that the customer can employ it at any moment of the day.
The facility is accessible for both Android and iOS users. To start using this service, these steps need to be followed:
Step 1: Save Bank of Baroda’s WhatsApp Business Number ‘8433 888 777’ in your contacts.
Step 2: Send a ‘hi’ message to this number.
Step 3: You will receive a message from the bank that the service has been generated for your number.
Step 4: Use the facility as per your comfort at any time of the day.